Charleston Uber Accident Attorney
Uber increases our transportation opportunities and does away with pesky concerns such as parking and navigating traffic, but in the process, traffic accident claims have become a bit trickier. If you’ve been injured by an Uber driver’s negligence, determining which insurance company to file your claim with can be a challenge, and the truth is that you may need to file with more than one provider. Because obtaining just compensation is critical to your recovery, you shouldn’t wait to consult with an experienced Charleston Uber accident attorney.
Sorting Out the Insurance
If another driver’s negligence leaves you injured, you’ll seek compensation for your physical, financial, and emotional losses through that driver’s insurance provider. If the at-fault driver is an Uber driver, the stage in the Uber process they are in will dictate which insurance company or companies are responsible. The good news is that to drive for Uber, drivers are required to carry a specific amount of coverage, which helps to ensure that you won’t be left facing an at-fault driver who is uninsured or underinsured.
If You Are an Uber Passenger or if the Uber Driver Has a Passenger
If you are an Uber passenger at the time of the accident, the Uber driver has an Uber passenger at the time of the accident, or the Uber driver is on the way to pick up an Uber passenger at the time of the accident, Uber’s policy, which is robust, will cover your losses in all the following categories:
- Property damage to your vehicle – if you were in your own car
- Medical expenses, including your related ongoing medical needs
- Lost income, including any lost earning potential
- Your physical and emotional pain and suffering
If the Uber Driver Is Waiting to Be Assigned a Passenger
If the Uber driver is on the app but is at the stage where they’re waiting to be assigned a passenger, the driver’s own insurance coverage – that they’re required by the state and by the Uber company to carry – applies. If your injuries are serious and exceed the limits of the driver’s policy, Uber’s coverage kicks in. In this situation, you’ll need to file your claim through both insurance companies.
If the Uber Driver Is No Longer on the App
At the point that the Uber driver goes off the app – even if it’s just momentarily – they’re no longer covered by Uber’s policy, and your claim will proceed exactly as it would in any other car accident.
Obtain the Compensation to Which You’re Entitled with an Experienced Charleston Uber Accident Attorney
The seasoned Charleston Uber accident attorneys at Query Sautter & Associates appreciate the complications you face in the aftermath of an Uber accident and will leave no stone unturned in their focused commitment to help ensure that your complete losses are well covered – in support of your most complete recovery. Our trusted legal team is standing by to help, so please don’t put off reaching out and contacting or calling us at 843-795-9500 for more information about what we can do for you today.